For insurers and brokers
Workforce Health Risk Data for Group Health Insurers and Brokers
Group health renewals are usually negotiated on past claims alone. Aggregated health risk data adds the missing view: what is likely to drive claims next, and what the employer is doing about it.
Plan My Health combines health risk assessments, checkup results and wellness participation into anonymised group-level insight that employers can share with their broker and insurer — privacy-first, consent-based and aligned with the Digital Personal Data Protection Act, 2023.
About 10 years in corporate health · PAN-India delivery · Trusted by teams at
How aggregated health risk data helps employers, brokers and insurers
- Understand workforce risk: prevalence of diabetes, hypertension, cardiac and lifestyle risk at group level
- Plan interventions: target checkups, teleconsultations and wellness sessions at the risks that matter
- Track change over time: repeat HRAs and follow-up rates show whether risk is moving
- Prepare for renewals: evidence of risk and interventions to discuss alongside the claims ratio
Privacy-first by design: consent and the DPDP Act 2023
Employees own their health data. Reports shared with employers, brokers or insurers are aggregated and anonymised, with minimum group sizes so no individual can be identified. No individual employee's data is shared with an employer, broker or insurer without that employee's explicit consent. Data is encrypted in transit and at rest.
Partner with Plan My Health
Brokers can offer HRA, checkups and wellness to their corporate clients as a value-added service. Insurers can use our physical network of camps, OHCs and partner labs across India to deliver preventive programmes. We do not sell insurance and do not advise on policy selection.
How we work with your HR and EHS team
Every engagement starts with a short scoping call and, for plants, a site walk-through. We map headcount by shift, the processes and hazards on site, the statutory registers you already keep and the gaps an inspector or auditor is likely to find. You then receive a written proposal with scope, staffing, timelines and a per-employee or monthly price — no bundled extras you did not ask for.
- Scoping call and site or office assessment
- Written proposal with scope, deliverables and pricing
- Mobilisation of doctors, nurses, technicians or trainers
- Delivery with digital records in the Plan My Health platform
- Monthly or quarterly review with HR, EHS and plant leadership
Frequently asked questions
Do you share individual employee data with insurers?
No. Insurers and brokers receive only aggregated, anonymised group data. Individual data is shared only with the employee's explicit consent.
Will this lower our claims ratio?
We do not guarantee claims outcomes. The programme helps you find and act on risk early and gives you data to discuss at renewal.
Do you sell insurance?
No. Plan My Health is a health services provider, not an insurer or broker.
Related services
Guides for HR and EHS teams
Cities we serve
Get a quote in 24 hours
Share your headcount and locations — we reply within one working day with a scope and quote.